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At Associated Insurance Services, we believe that a personal approach is best when it comes to insurance.

As a client of AIS, you will benefit from the industry know-how of an experienced and dedicated Insurance Manager. They will take the time to understand your every requirement, meaning you get the best service and product to meet your ongoing needs.

We work with leading insurance providers across the country to ensure our clients receive a tailored package at the most competitive rate.

Does your current insurance consider you, the individual?

Guaranteeing a personal service, AIS gives you;

• Immediate access to a team of knowledgeable and experienced experts.
• Consistently reliable service from a dedicated Insurance Manager.
• Cost-effective arrangements around your budget.
• The benefit of our longstanding relationships with multiple insurers.
• Second-to-none efficiency. No wait times, no hold times.
• Expert advice to help you protect your home and provide you with peace of mind.

AIS is here for you.

Let us review your current cover for free and provide you with a no-obligation quote.

The Halifax reports that UK house prices increased by 6% in a booming second half of 2020, despite being closed during the first national lockdown. What are experts predicting for this year?

The ‘lockdown demand’ for extra space, inside and outside of the home, and the stamp duty payment holiday are two main reasons for the increase – the highest growth in UK house prices since the mid-2010s. The trend is supported by another lender, Nationwide, who reports a 2020 growth figure of 7.5%. These increases mean that today’s average home is valued at a record high of just over £253,000. Mortgage approvals are also at a 13-year high, according to Halifax.

Most experts forecast downward pressure on house prices as we move into 2021, reflecting the UK’s pace of economic recovery. There are signs of the market slowing, with Halifax expecting to see a fall of up to 5%.

Rightmove, however, predicts a 4% rise in 2021 prices and other analysts see the housing market picking up later in 2021 if the UK economy bounces back, thanks to the national vaccine programme. This will be supported by low borrowing costs, with interest rates set to remain low. Forecasts should also be seen in the context of a government keen to support younger people in getting onto the property ladder. Last autumn at the Conservative Party conference, Prime Minister Boris Johnson announced plans to not just build more homes but increase home ownership too.

The beginning of the year saw Gateway add more homes to its nationwide portfolio. Our team can’t wait to get started and be of help.

The house-building industry is pushing on as best as possible in the current climate, creating new, much-needed homes across the country. This includes nearly 100 apartments and houses in Watford and over 70 family homes in Oxford. We’re delighted to announce that we’ll be managing both sites. The Oxford development has an interesting feature to preserve local wildlife: a purpose-built reptile abode made from natural materials found around the site to provide shelter. We’ll be looking out for the wildlife, and looking after the new residents, from the moment they move in.

Gateway provides a proactive, personal, local service, nationally. Our focus is on setting the benchmark for our sector. Our people meet a strict code of conduct, which includes always being there for our clients and customers and resolving any issues swiftly.

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